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ORDINANCE AND LAW CANNOT BE APPRAISED UNTIL INCURRED

Roy Jossfolk owned a home which was insured by United Property & Casualty Insurance Company (“United”).   Hurricane Wilma caused damage to the insured’s property in 2005 and a subsequent claim for damages was asserted against United.  United determined that there was no wind related damages, but paid for other damages.  Jossfolk did not agree with […]



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Universal Property and Casualty Insurance Co. gets slammed by the State of Florida

On May 30, 2013 the Office of Insurance Regulation for the State of Florida issued an Order as to improper marked conduct examination of Universal Property and Casualty Insurance Company:  http://www.floir.com/sitedocuments/upcic130508-13-CO.pdf



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Citizens Property Insurance Withdraws Motion to Add $15,000 Cap for Water Losses

We are pleased to report that the recent proposal to cap non weather related water damage claims for Citizens Insurance Company policyholders has been dropped, thanks in part to FAPIA’s efforts to call attention to the matter through our membership as well as targeted media relations. After hearing public testimony during the Citizens Board of […]



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Victory for Insureds!

The Appellate court rejects State Farm’s attempt to block insureds from pursuing a late reported Hurricane Wilma Claim. Click here to read the complete decision.    



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Florida Supreme Ct Ruling: 48 Hour Ban is Unconstitutional

Florida Supreme Court Ruling Declared a ‘Major Win’ for Consumers TALLAHASSEE- The Florida Association of Public Insurance Adjusters (FAPIA) today applauded the Florida Supreme Court ruling that declared unconstitutional the state law banning public insurance adjusters from soliciting policyholders 48 hours after a damaging event – calling it a victory for consumers throughout Florida. “FAPIA […]



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